GOAT Funded Trader — $100K

Payout received on **August 4, 2026**: **$3,935.30** from the $100K funded account. This is the third payout — the 6% cap that applied to the first two cycles no longer applies. From cycle 3 onwards GOAT removes the ceiling entirely, meaning the full gross profit is available for the split. The 50% profit split from the May 2026 Soft Breach remains in place permanently for this account — that's the long-term cost of the breach. Cycle 4 begins.

Payout request submitted on **June 29, 2026**. GOAT reviewed and confirmed processing on July 8 — payout received within hours of confirmation. **What happened:** The actual gross profit this cycle was **$9,844.29** — but GOAT applies a 6% cap to the first two payouts on any funded account. As per their FAQ (*"How are withdrawal/payout requests processed"*), only 6% of the initial account balance counts toward the first two withdrawals. On a $100K account that ceiling is **$6,000**; the remaining $3,844.29 simply does not count and is not carried forward. **Final breakdown:** - Actual gross profit generated: **$9,844.29** - 6% cap on $100K account: **$6,000** (eligible ceiling) - Profit above cap (forfeited this cycle): −$3,844.29 - My split (50% — Soft Breach cycle): **$3,000** After processing, the account balance resets to the initial amount. Cycle 3 begins. **Rule to know:** The 6% cap covers only the first two payouts per account. From the third payout onwards, GOAT removes this ceiling entirely — meaning larger months can be withdrawn in full. Worth planning your trading calendar around this: during the first two cycles, there's no upside to running a month above 6% gain since anything beyond that cap stays with the firm on that cycle. Efficient sizing, not aggressive sizing, is the optimal play during the first two payouts.

Payout request submitted on June 11. GOAT confirmed processing within hours — first live payout from this account. **Final breakdown:** - Gross profits requested: **$4,219.76** - Deduction #1 — trades held <2 minutes: −$242.15 (prohibited short-duration activity) - Deduction #2 — June 8 exceeded the $3,000 single-day cap by $307.08: −$307.08 - Adjusted withdrawable profits: **$3,670.53** - My split (50% — Soft Breach cycle): **$1,835.26** The 50% split is the direct cost of the May 14 Soft Breach. At the standard 80%, this payout would have been ~$2,936. Lesson fully priced in. The daily $3,000 cap is buried in the T&C — worth knowing before you have a big day. On June 8 the account made $3,307.08; anything over $3,000 on a single trading day doesn't count toward the payout. Not a dealbreaker, but a rule to trade around on strong days: lock in under the cap, scale back size late in the session if you're close to the limit. First payout confirmed. Account resets to initial balance. Cycle 2 begins.

Nine days after the Soft Breach, the account is back in the green and the GOAT payout requirement is met: three Profit Days closed (each at minimum 0.5% account growth). Cycle eligibility unlocked. What changed: smaller position sizes, no more than two correlated trades open at once, and a hard stop on adding to losers. The setups weren't different — the size discipline was. Same Wyckoff + neural confluence playbook, just respecting the rules the firm wrote in blood. Recovery isn't loud. It's a string of boring 0.5% days where you did nothing stupid. The market always offers another setup — your account has to survive long enough to take it. Onto the next cycle.